At Vetoshko Wealth Management, we believe financial planning should feel personal, transparent, and empowering. As a fee-only fiduciary and CERTIFIED FINANCIAL PLANNER™ (CFP®) serving clients nationwide, our mission is to help you make confident, informed decisions about your money. Whether you’re planning for retirement, growing your investments, or seeking a trusted partner to guide your financial journey, our team is here to put your best interests first — always.
What is a Registered Investment Advisor (RIA) and how can you help me?
A Registered Investment Advisor is a fiduciary financial professional who provides personalized investment advice, portfolio management, and retirement planning. We help clients nationwide grow and protect their wealth with transparency and trust.
How do I get started with your financial planning services?
Simply schedule a complimentary consultation online or call us directly. We’ll discuss your financial goals, risk tolerance, and investment preferences, then design a customized plan to help you achieve long-term success.
What makes your RIA different from other financial advisors?
We are a fee-only fiduciary, meaning we are legally and ethically bound to put your best interests first — and we never earn commissions from product sales. Our approach blends evidence-based investment strategies, ongoing education, and a commitment to building lasting client relationships across the U.S.
What does it mean to work with a CFP® professional?
A CERTIFIED FINANCIAL PLANNER™ professional has met rigorous education, examination, experience, and ethics requirements. Working with a CFP® means you’re partnering with an advisor who is trained to look at your entire financial picture — from investments to retirement, taxes, and estate planning — with your best interests at heart.
Do you work with clients outside of your local area?
Yes — we serve clients nationwide through secure virtual meetings, phone consultations, and digital portfolio management tools. No matter where you live, you’ll receive the same high level of personalized service.
What types of investments do you recommend?
We focus on diversified, goal-based investment strategies that may include stocks, bonds, mutual funds, ETFs, and other vehicles suited to your risk profile. Every recommendation is tailored to your unique financial situation and objectives.
How do you charge for your services?
Our fee structure is transparent and straightforward. As a fee-only advisor, we charge a flat planning fee that is based on your complexity, income level, asset level, goals and timelines. There are no hidden commissions or surprise costs.
How can a fiduciary advisor benefit me compared to a non-fiduciary?
A fiduciary advisor is legally obligated to act in your best interest at all times. This means our recommendations are based solely on what’s right for you — not on sales incentives or commissions. This level of trust and accountability can make a significant difference in your long-term financial success.
What can I expect during the free consultation?
Your complimentary consultation is a relaxed, no-pressure conversation. We’ll learn about your financial goals, current situation, and concerns, then share how our fee-only fiduciary approach and CFP® expertise can help. You’ll leave with a clear understanding of our process, services, and next steps — whether or not you choose to work with us.
How do I know if you’re the right advisor for me?
The best way is to schedule a no-obligation consultation. We’ll listen to your goals, answer your questions, and explain how our fee-only fiduciary approach and CFP® expertise can help you achieve financial clarity and peace of mind.