Financial planning and wealth management are delivered under a flat annual fee of [$X,XXX]* per client relationship.
We take an ongoing, collaborative approach to planning — one that evolves as your life does. At its core, financial planning means aligning how you spend and invest with what matters most to you: your goals, your circumstances, and the opportunities available to you.
The financial plan we build together becomes the roadmap for every portfolio decision that follows, whether that means providing for your family, giving back through charitable giving, or working toward a secure retirement.
For clients who want ongoing planning without investment management, this service is available separately for [X,XXX] per year, billed monthly or quarterly via credit/debit card or ACH.
Every ongoing client has open access to our team — by phone, email, or video call — whenever they need us.
For those who prefer a one-time engagement, project-based planning is billed at [$XXX] per hour. After an initial consultation, we'll provide a clear cost estimate before any work begins. Please note that implementing the resulting recommendations is the client's responsibility.
Financial Planning
We take a holistic approach to your financial life, includes the following core elements (but is not limited to):
Cash Flow & Net Worth Management — Building and reviewing financial statements, tracking net worth, and creating budgets that support your goals
- Investment Planning — Developing strategies aligned with your risk tolerance and objectives
- Retirement & Income Planning — Mapping out how to fund the retirement you envision
- Tax Planning — Identifying strategies to minimize your tax burden
- Insurance & Risk Management — Evaluating coverage and employee benefits to protect what you've built
- Estate Planning — Ensuring your assets are structured to reflect your wishes
Wealth Management
Our wealth management includes:
Investment Policy Statement — A personalized roadmap outlining your investment strategy and objectives
- Portfolio Monitoring & Rebalancing — Ongoing oversight to keep your portfolio aligned with your goals
- Tax-Loss/Gain Harvesting — Strategic tax management within your portfolio
- Tax-Efficient Withdrawal Strategies — Thoughtful planning around how and when you draw down assets
- RMD Calculation & Distribution — Accurate, timely handling of required minimum distributions